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Our expenses app makes business spending simple and secure

Manage every aspect of spending in one place, with Soldo’s intuitive expenses app for mobile and desktop.

Our expenses app makes business spending simple and secure

Empower

Empower employees to spend responsibly with company cards that keep you in control

Budget

Separate budgets, custom limits and real-time visibility help prevent overspending

Automate

Save hours on admin and speed up month-end with automated tracking and reporting

We’ve helped thousands of businesses proactively manage their messy, decentralised spend.

Efficient department and project management

Stop wasting time on managing expenses. Soldo’s company expenses app lets you track spending in real time – without the hassle.

With Soldo’s expenses app and prepaid business cards, it’s never been more simple. Forget paper receipts; snap a photo and let the app do the rest. Set limits, track spend and keep your team accountable. Reports? Automated – in real time. There’s a better way to do business expenses, and it’s with Soldo’s app.

Organise, track, and report spending in one place

Effortless reporting

You simply don’t need to waste time on manual expense reports anymore. Traditional processes, such as petty cash and company cards, lead to confusion and errors – affecting the bottom line of your business.

With Soldo, everything is automatically tracked and categorised in real time, so you can ditch the paper receipts, spreadsheets and endless reconciliation.

And best of all, you never have to spend your own money with the promise of being reimbursed later, because the Soldo system is completely prepaid.

Effortless reporting

Prepaid perfection

Soldo’s business expenses app helps employees and employers know exactly where they stand when it comes to available funds.

Every Soldo account has its own pot. This is more secure and easier to keep on top of. Cards are loaded manually or on a rolling basis with set limits. If things are maxed out, employees can request further funds in-app, which finance leaders can manage in a few taps.

Prepaid perfection

Simple spend-tracking

Paper receipts stuffed into your pockets and complicated spreadsheets that take hours to fill in – it doesn’t have to be this way.

It’s simple with Soldo:

  • Take a photo of the receipt
  • Upload it to the expenses app along with any relevant notes
  • We do the rest

You can even select a Xero category that the expense falls into, speeding up reconciliation processes considerably.

Simple spend-tracking

Full insight & control

Soldo provides complete control over spending, management can view the highest spending cards, most used vendors and popular spend categories.

This granular data means you can make informed decisions, keep budgets on track and improve spending practices across your business.

Full insight & control

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Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

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Complete registration

We need to confirm your identity and
address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Complete registration

We need to confirm your identity and
address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Create a Soldo account and get started now

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Your Questions. Answered.

Contact us if you have any other questions.

What accounting software does Soldo integrate with?

We have seamless integrations with accounting software platforms, including Xero, Sage and QuickBooks.

Spend data can be sent from the Soldo expenses app at the touch of a button. If you use any other software, our data access and API allow you to integrate the Soldo platform there too.

How secure is my company data on Soldo?

Your data is fully encrypted and stored securely. We test the security of our platform regularly throughout the year.

  • We’re fully authorised and regulated by the Financial Conduct Authority, following strict compliance processes.
  • Your funds are always safe. They’re kept separate in a ring-fenced client account, as required by UK law.
  • We meet top international security standards for payment card data and cybersecurity.
  • Our platform includes key safety features like 3D Secure, multi-factor authentication, and spend controls to safeguard your business.
Can I track multiple business accounts in one place?

Yes, you can manage multiple business accounts from a single Soldo dashboard. Soldo gives you full visibility across all your funds whether you have different departments, teams or accounts.

How much does Soldo’s UK business expenses app cost?

We offer three plans tailored to the size of your business and your expense management needs:

  • Standard: Track travel expenses in real time with up to 20 physical or virtual Soldo cards, plus reporting.
  • Plus: More cards and advanced features like multi-currency support, bulk reimbursements and enhanced receipt capture.
  • Enterprise: Unlimited users and cards, custom expense policies, and dedicated account management.

Visit our plans and pricing page to find out more or request a call back and we’ll help you discover the right option for your business.

What devices is the Soldo business expenses app available on?

Soldo is available on both App Store and Google Play. You can also use either Apple Pay or Google Pay to make payments from a Soldo account while on the move.

How quickly can I start using the Soldo app?

You can get started with Soldo in just minutes. From understanding your needs to first downloading the app, we’re here to provide fast and efficient solutions. Once you’ve signed up, you’ll be able to add team members, issue virtual cards and start tracking expenses immediately. No complicated setup, no waiting around.

Can I set individual spending limits for each employee?

You can set spending limits on a per-user basis, so you always know who’s spending what and how much. This keeps you in control and prevents unnecessary overspending. Learn more about setting card rules and spending limits.

Does Soldo work for both small businesses and larger enterprises?

Soldo’s company expenses app is perfect for small businesses and larger enterprises alike. With flexible features and scalable solutions, it grows with your business – from solo entrepreneurs to multi-department organisations.

Does Soldo’s expenses app have customer support?

The Soldo Support Centre has hundreds of helpful answers on everything from expense management to more specific queries about getting the most from the platform.

If you need extra assistance, you can fill out our online form or send us an email. Use our live chat Monday to Sunday (excluding bank holidays) between 9am and 6pm BST. Enterprise customers benefit from dedicated support, with a personal account manager on hand to help.

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The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.