Prepaid expense cards give you real-time control of employee spending

Soldo prepaid expense cards connect to intuitive expense management tools. Control, track and report spending – all in one place.

We’ve helped thousands of businesses proactively manage their messy, decentralised spend.

What makes Soldo?

Win back valuable time

Trust employees to spend company money with prepaid cards that keep you in control

Get accurate transaction data

Separate budgets, custom limits and real-time visibility help prevent overspending

Simplify reconciliation

Save hours on admin and speed up month-end with automated tracking and reporting

Get complete oversight of company spend

Efficient department and project management

Soldo’s prepaid expense cards give you total oversight of business expenses. You decide who spends company money, how much they spend, and what they spend it on. Set custom rules and limits in seconds to prevent overspending without needing to micromanage every purchase.

Free up time for higher-impact work

Free up time for higher-impact work

How much time do you spend processing expense reimbursements, querying mistakes or chasing missing receipts? Probably more than you’d like to.

Soldo prepaid cards for business expenses make everything easier. No out-of-pocket spending. No more reimbursements. Hours saved for your finance team.

Easy expenses, controlled company spend

Easy expenses, controlled company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.

Only the right people get access to company funds, and you can set precise limits to keep spending in check. Our platform and mobile app are easy to use, saving time and reducing errors – automating finance processes and making receipt capture a breeze.

Soldo integrates with your accounting software

Soldo integrates with your accounting software

Manual data entry is time-consuming and prone to error. Soldo connects directly with your accounting software, letting you track and manage expenses in real time. Reconcile in a single click, close the month faster and

We seamlessly integrate with Xero, QuickBooks and Sage. Utilise our API for more integrations or contact us for more solutions.

Keep company money safe and secure

Keep company money safe and secure

You can sign up for Soldo’s prepaid expense cards for employees without a credit check. Our quick application process means you could be up and running tomorrow.

Free up time for higher-impact work

Free up time for higher-impact work

How much time do you spend processing expense reimbursements, querying mistakes or chasing missing receipts? Probably more than you’d like to.

Soldo prepaid cards for business expenses make everything easier. No out-of-pocket spending. No more reimbursements. Hours saved for your finance team.

Easy expenses, controlled company spend

Easy expenses, controlled company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.

Only the right people get access to company funds, and you can set precise limits to keep spending in check. Our platform and mobile app are easy to use, saving time and reducing errors – automating finance processes and making receipt capture a breeze.

Soldo integrates with your accounting software

Soldo integrates with your accounting software

Manual data entry is time-consuming and prone to error. Soldo connects directly with your accounting software, letting you track and manage expenses in real time. Reconcile in a single click, close the month faster and

We seamlessly integrate with Xero, QuickBooks and Sage. Utilise our API for more integrations or contact us for more solutions.

Keep company money safe and secure

Keep company money safe and secure

You can sign up for Soldo’s prepaid expense cards for employees without a credit check. Our quick application process means you could be up and running tomorrow.

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Get a quote
£21 per month
excl. 20% VAT
The Soldo software platform is operated by Soldo Software Ltd. The e-money business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

*Subject to eligibility, based on the criteria found

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

What our clients think about us

“In the past, expense reimbursement took one and a half days, and now it takes slightly more than half a business day.”

Marco Valerio Izzo, Buzzoole
Finance Manager

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate…”

Lee Jaques, Bruntwood
Finance Project Manager

“We need to have non-nominative cards, in multiple currencies, attached to powerful reporting that integrates with Sage. Soldo ticks all those boxes.”

Paraag Amin, DotDigital
Former CFO
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Business Expenses

FAQs about prepaid cards for business expenses

What is a prepaid expense card?

A prepaid business card lets employees spend company money without using their personal funds.

Assign physical or virtual cards to employees, teams or projects with pre-approved budgets for things like travel, client entertainment or subscriptions.

How do prepaid expense cards work?

Soldo company cards can be plastic or virtual cards and used online or in store. Soldo cards can also be added to Apple Pay and Google Pay for even more convenience.

You can even create temporary virtual cards for employees who don’t need regular access to company money. These are only valid for a set number of purchases over a limited period.

Can I put business expenses on my personal card?

Check your company’s expense policy first. Some companies allow personal card use, but make sure you’re following the policy – incorrect claims can lead to reimbursement denials.

Whether you’re using your card or an expense solution, be sure that you’re allowed to spend on specific items. Soldo takes care of this for you, allowing you to set spending limits and get real-time insights to wipe out the end-of-month hassle.

How do you monitor monthly expenses?

Use an expense management platform like Soldo to track and monitor spending in real time. Set rules, review purchases and have full visibility over who is spending, what they’re buying, and the bottom-line figures. It’s easier, faster and less error-prone than spreadsheets or other systems.

What businesses need prepaid expenses cards?

If your team travels for business, Soldo’s prepaid expense cards can help – whether you’re a small team or a large company.

Soldo makes it easy for employees to spend on the go while giving you real-time control over expenses. Your finance team can track spending instantly and executives get clear insights into company spend, helping you stay on budget without the paperwork.

What can I use prepaid expense cards for?

Soldo’s prepaid expense cards are ideal for managing all kinds of business-related spending. You can use them for:

  • Travel expenses: Flights, taxis, car hire, trains, buses and mileage.
  • Accommodation: Hotel bookings and other lodging costs.
  • Meals: Employee meals and client entertaining (e.g. meals, tickets, gifts).
  • Other: Parking, tolls, mobile data, Wi-Fi, and other incidental costs.

With Soldo, you can track and categorise every expense in real time, giving you complete visibility and control over company spending. You can also set spending limits and define which expenses are eligible based on your business policies

How much do prepaid cards for business expenses cost?

Soldo offers three flexible plans, designed to meet the needs of businesses of all sizes:

  • Standard: Track business expenses in real time with up to 20 prepaid physical or virtual cards.
  • Plus: Get more cards and advanced features like multi-currency support, bulk reimbursements and enhanced receipt capture.
  • Enterprise: Unlimited users and cards, full policy integration and personalised account management.

Not sure which plan fits your business? Learn more about our plans and pricing or request a call back to get expert guidance.

Is Soldo’s prepaid expense card platform secure?

Securing company funds and data is a top priority. With Soldo, you can rest easy knowing your business is protected.

  • Fully regulated: Soldo is authorised and regulated by the Financial Conduct Authority (FCA). Your funds are kept in a separate, ring-fenced account in line with the UK Electronic Money Regulations 2011.
  • High security standards: We comply with international standards for payment card data, information security and cybersecurity.
  • Built-in protection: Features like 3D Secure, multi-factor authentication for online transactions, and spend filters ensure your funds are safe.

See more about our security measures here.

Is customer support available?

Need help? The Soldo Support Centre has answers to common questions about travel expenses and more.

For extra assistance, you can reach us via form, email or live chat Monday to Sunday (9am–6pm BST, excluding bank holidays). Enterprise customers also get support with business travel expenses through a dedicated account manager.

Reviewed by Brandon Till