Employee expense cards mean no more petty cash or paying out of pocket.

Soldo cards for employees connect to intuitive expense management tools. Control, track and report spending – all in one place.

We’ve helped thousands of businesses proactively manage their messy, decentralised spend.

What makes Soldo?

Win back valuable time

Trust employees to spend company money with prepaid cards that keep you in control

Get accurate transaction data

Separate budgets, custom limits and real-time visibility help prevent overspending

Simplify reconciliation

Save hours on admin and speed up month-end with automated tracking and reporting

The benefits of Soldo employee expense cards

Efficient department and project management

Managing employee expenses shouldn’t slow your business down. Provide the funds needed while keeping spending under control with Soldo. Simplify expense management so you can stay focused on growing your business.

Take control of company spending

Take control of company spending

Soldo expense cards for employees give your team the funds they need while keeping you in control. Easily set clear rules and limits for each card to prevent overspending – no need to micromanage.

Using our simple app, employees can capture receipts instantly and finance teams save hours on reconciliation with automation. Lengthy expense processes are a thing of the past. It’s a smarter, fairer way to manage money.

Free up time for higher-impact work

Free up time for higher-impact work

How much time do you lose fixing mistakes or processing reimbursements? Probably more than you’d like to. Soldo’s employee expense cards make spending less complex. Employees don’t spend out of pocket, eliminating the need for reimbursements.

The result? Less admin for finance teams and more time to focus on what matters.

Integrate with your accounting software

Integrate with your accounting software

Switching between systems wastes time and increases the risk of mistakes. Soldo seamlessly connects with your accounting software. Track, manage and report on all spending from a single place.

Reconcile expenses in one click and speed through month-end with real-time, accurate data. Save time and maintain control.

Keep company funds safe and secure

Keep company funds safe and secure

Our employee expense cards come with built-in safeguards like customisable limits and real-time tracking to keep spending within budget. Soldo’s platform ensures every transaction is protected and accounted for, so you can focus on growing your business without worrying about financial oversight.

Take control of company spending

Take control of company spending

Soldo expense cards for employees give your team the funds they need while keeping you in control. Easily set clear rules and limits for each card to prevent overspending – no need to micromanage.

Using our simple app, employees can capture receipts instantly and finance teams save hours on reconciliation with automation. Lengthy expense processes are a thing of the past. It’s a smarter, fairer way to manage money.

Free up time for higher-impact work

Free up time for higher-impact work

How much time do you lose fixing mistakes or processing reimbursements? Probably more than you’d like to. Soldo’s employee expense cards make spending less complex. Employees don’t spend out of pocket, eliminating the need for reimbursements.

The result? Less admin for finance teams and more time to focus on what matters.

Integrate with your accounting software

Integrate with your accounting software

Switching between systems wastes time and increases the risk of mistakes. Soldo seamlessly connects with your accounting software. Track, manage and report on all spending from a single place.

Reconcile expenses in one click and speed through month-end with real-time, accurate data. Save time and maintain control.

Keep company funds safe and secure

Keep company funds safe and secure

Our employee expense cards come with built-in safeguards like customisable limits and real-time tracking to keep spending within budget. Soldo’s platform ensures every transaction is protected and accounted for, so you can focus on growing your business without worrying about financial oversight.

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Get a quote
£21 per month
excl. 20% VAT
The Soldo software platform is operated by Soldo Software Ltd. The e-money business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

*Subject to eligibility, based on the criteria found

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

What our clients think about us

“In the past, expense reimbursement took one and a half days, and now it takes slightly more than half a business day.”

Marco Valerio Izzo, Buzzoole
Finance Manager

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate…”

Lee Jaques, Bruntwood
Finance Project Manager

“We need to have non-nominative cards, in multiple currencies, attached to powerful reporting that integrates with Sage. Soldo ticks all those boxes.”

Paraag Amin, DotDigital
Former CFO
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Business Expenses

Employee expense card FAQs

How does Soldo work?

With our expense cards for employees, you gain control over business spending while simplifying your financial processes. By integrating seamlessly with your accounting system, Soldo makes reconciling expenses quick and easy.

From individual employees to entire teams, you can equip your workforce with Mastercard® Soldo cards. Decide who has access to company money and how they can spend it. This keeps your spending efficient, secure and stress-free, letting you focus on driving your business forward.

Find out more about how Soldo works.

Is Soldo a business bank account?

Soldo doesn’t replace your business bank account – it works alongside it, giving you extra control and flexibility.

With our employee expense cards, you can separate staff spending from your main company funds, so budgets remain clear and manageable. Additionally, Soldo offers powerful features you won’t get with a traditional bank account. These include setting precise spending rules, tracking spending in real time, and automating time-consuming expense processes.

What size company is Soldo suitable for?

Our employee expense cards work for businesses of any size, from one employee to thousands. Set up wallets for individuals, teams or departments and fund cards in minutes. Our platform is simple to use but packed with powerful features like real-time data and clear reports, helping you manage spending and save time.

If your company has more than 100 employees, discover our tailored enterprise solutions.

Does Soldo integrate with my accounting system?

Yes, Soldo integrates seamlessly with all major accounting systems, allowing you to manage your company’s finances in one place. Soldo has the world’s most complete data access and API, sending transactions daily via an automatic bank feed. If you use Xero, QuickBooks or NetSuite, you can share enriched transaction data such as receipts, categories and notes in just one click.

Using another accounting platform? No problem. You can export transaction data in XLSX, CSV, QIF and OFX formats. This ensures compatibility with a wider range of accounting software. Keep your financial data organised and up to date no matter what system you use.

How secure is Soldo? What guarantees do I have?

Safeguarding your money is our highest priority. As an electronic money institution that’s authorised and regulated by the Financial Conduct Authority (FCA), we adhere to strict compliance standards designed to protect your funds. Unlike traditional banks, we don’t lend or take risks with your money. We only access it to execute your transactions.

Your funds are always protected as we hold them completely independent of Soldo’s business accounts and assets. Under UK Electronic Money Regulations 2011, your money cannot be claimed by Soldo creditors under any circumstances.

How much do your employee expense cards cost?

We offer flexible plans to help you find an option to suit your organisation’s needs.

  • Standard: Gives you access to all our core features and 20 expense cards for employees. Ideal for smaller teams.
  • Plus: Unlock features like advanced receipt capture and bulk reimbursement. Suited to growing businesses with more complex needs.
  • Unlimited: Enjoy unlimited users, wallets and employee expense cards, plus personal account management. Designed for larger organisations or those with unique requirements.

Explore our pricing options or request a call back to find the right solution for your business.

Are there any hidden fees or fixed contracts?

We’re completely transparent about the costs involved in using our business expense cards for employees. There aren’t any hidden fees or fixed contracts, and you can cancel your plan at any time without penalties.

How quickly can I get started with Soldo?

It takes next to no time to get started. Simply apply online and you’ll be ready to use our expense cards for employees as soon as your account is verified.

What happens if a Soldo employee expense card is lost or stolen?

Reporting and replacing lost or stolen Soldo cards is quick and simple. Admins can deactivate the card instantly through the web console or mobile app to keep company funds secure. Order a new card directly from the web console, ensuring your team is back up and running without delay. If the card is later found, you can simply reactivate it in a few clicks.

What if I want to leave Soldo?

We’re confident you’ll love how our expense cards for employees will transform your business spending, just like thousands of satisfied companies already do.

But if you ever want to leave, you can close your account at any time and any remaining funds will be transferred back to your original deposit account. With Soldo, you’re always in control.

Reviewed by Brandon Till