Win back valuable time
Trust employees to spend company money with prepaid cards that keep you in control
Get accurate transaction data
Separate budgets, custom limits and real-time visibility help prevent overspending
Simplify reconciliation
Save hours on admin and speed up month-end with automated tracking and reporting
There’s a Soldo Mastercard company card for every need. Choose a physical card or a virtual card for in-person or online payments.
Give employees their own Soldo company card so they can spend allocated money on business expenses.
Assign company cards to teams or projects for shared spending, aligned to an agreed budget.
Fuel cards can be given to employees who regularly drive for work or to a company vehicle for easy fleet management. Set spend limits for fuel or electric charging at service stations and put controls in place for other expenses such as tolls or parking.
Create virtual cards for dedicated types of spending to easily manage third party suppliers such as subscription or online ad expenses removing duplicate, wasted spend.
Allow employees or contractors to make approved ad hoc purchases with temporary virtual cards which are active for 7 days and set how many times it can be used.
Forget the pain of manual processes. Approve, manage, and organise your spend with Soldo. Then sync everything with your accounting software.
Soldo allows you to manage your company spending, so you can identify duplicate payments and unnecessary purchases.
Set your Soldo account up to match how you spend.
Soldo allows you to manage your company spending, so you can identify duplicate payments and unnecessary purchases.
Set your Soldo account up to match how you spend.
No credit checks, no hidden fees, no fixed contracts. Cancel anytime.
Complete registration
We need to confirm your identity and address. Upload a few documents and you’ll be done.
Add funds
Load money to your account to order your Soldo card. Receive it in 2 working days.
Start spending
Shop online or instore safely with your contactless card.
Everything you need to get started
Soldo Mastercard® cards
Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.
Web console and mobile app
See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.
Accounting integration
Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.
Free & unlimited transactions
Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.
No charge for deposits
It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.
Dedicated support
Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.
A business expense card is a prepaid card that gives employees access to company money. Instead of having to use their own money (pay out-of-pocket), employees can use a business expense card to make purchases that relate to their work. Companies can allocate plastic or virtual cards to specific employees, teams, departments or projects to be used for spending with a pre-approved and allocated budget. To pay for business travel, for example, entertain clients or for recurring payments such as online subscriptions.
Expense cards provide controlled and immediate access to company money that businesses can issue to employees employees, teams, departments or projects for business purchases. Unlike corporate cards, Soldo expense cards are separate from the main business bank and connect to expense management software. Companies can then control spending by allocating expense cards with custom limits and rules that ensure all payments adhere to their expense policy. Expense cards can be plastic or virtual cards and used online or in-store. Some expense cards are named physical cards, allowing for pre-approved spending for the duration of the employee’s time at the company. Other expense cards may be temporary virtual cards, created for a single ad-hoc purchase or for a limited amount of purchases over a specified period of time.
Whether or not you can put business expenses on your personal card will depend on your company’s employee expense policy. Some companies will allow you to use your personal card and then they’ll pay you back as an expense reimbursement. It’s important to check the expense policy first because this will tell you what kind of purchases are approved and how much you’re allowed to spend on specific items or within particular expense categories. If you put a business expense on your personal card that falls outside of the expense policy, you may not be able to get an expense reimbursement.
The most efficient way to monitor monthly expenses is by using expense management software. This allows you to review and track company spending in real-time with visibility over who is spending, on what and how much. Good expense management software will generate accurate reports across all transactions for you. You should also have the option to sync and reconcile expenses and receipts with your accounting software and other business systems. Monitoring monthly expenses through a single platform like this is easier than switching between spreadsheets or other systems and is less susceptible to human error.
No, a business card isn’t the same as a credit card. A business card – also known as an expense card or prepaid card – is a more secure option that provides greater visibility and control over spending. There are several differences between a business card and a credit card. A credit card, for example, relies on an employee using credit to make purchases. A statement usually arrives every 30 days and the business is able to settle the bill, along with any interest. A business card, on the other hand, is topped up with a pre-approved amount of company money that is transferred in from the main business bank account. That means no surprises at the end of the month.