Get real-time insights with employee expense management software

Stop overspending with custom controls and make expenses easy for all your teams. Save hours on admin with real-time expense tracking and automated reporting.

We’ve helped thousands of businesses proactively manage their messy, decentralised spend.

What makes Soldo?

Win back valuable time

Trust employees to spend company money with prepaid cards that keep you in control

Get accurate transaction data

Separate budgets, custom limits and real-time visibility help prevent overspending

Simplify reconciliation

Save hours on admin and speed up month-end with automated tracking and reporting

Save time with better employee expense management

Efficient department and project management

With Soldo, you can automate 80% of your financial processes, reduce errors and increase time for impactful work. Take care of approvals, reimbursements and expense reporting the smart way.

Stop overspending

Stop overspending

Know where every penny of company money is spent in real time. Better yet, put spending policy profiles, daily allowances and separate budgets in place so you know before it’s spent.

Soldo company cards and our expense management system make this level of visibility and control over company spend a reality.

Manage expenses on the go

Manage expenses on the go

Our employee expense management app makes things easy for all your teams wherever they are. Top up an employee’s Soldo company card from anywhere, approve out-of-pocket expenses in seconds, and see every transaction as it happens.

Because employees use the app to capture receipts at the point of purchase, everyone avoids the hassle of chasing up.

Integrate with your accounts

Integrate with your accounts

Copying data between multiple systems wastes time and increases the risk of manual errors. Soldo connects with your accounting software so you can track, manage and report on employee expenses and company spending in one place.

Reconcile in a single click to manage month-end faster with real-time, accurate spend and expense data.

Keep company money safe

Keep company money safe

You can freeze or cancel our Mastercard® company cards instantly from the web or mobile app. Our support team is here to answer questions, resolve issues and help set up your Soldo account for your specific needs. We comply with the highest data security standards, too. Soldo is authorised and regulated by the Financial Conduct Authority (FCA) and accredited as a Level 1 Service Provider by the PCI Council.

Stop overspending

Stop overspending

Know where every penny of company money is spent in real time. Better yet, put spending policy profiles, daily allowances and separate budgets in place so you know before it’s spent.

Soldo company cards and our expense management system make this level of visibility and control over company spend a reality.

Manage expenses on the go

Manage expenses on the go

Our employee expense management app makes things easy for all your teams wherever they are. Top up an employee’s Soldo company card from anywhere, approve out-of-pocket expenses in seconds, and see every transaction as it happens.

Because employees use the app to capture receipts at the point of purchase, everyone avoids the hassle of chasing up.

Integrate with your accounts

Integrate with your accounts

Copying data between multiple systems wastes time and increases the risk of manual errors. Soldo connects with your accounting software so you can track, manage and report on employee expenses and company spending in one place.

Reconcile in a single click to manage month-end faster with real-time, accurate spend and expense data.

Keep company money safe

Keep company money safe

You can freeze or cancel our Mastercard® company cards instantly from the web or mobile app. Our support team is here to answer questions, resolve issues and help set up your Soldo account for your specific needs. We comply with the highest data security standards, too. Soldo is authorised and regulated by the Financial Conduct Authority (FCA) and accredited as a Level 1 Service Provider by the PCI Council.

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Get a quote
£21 per month
excl. 20% VAT
The Soldo software platform is operated by Soldo Software Ltd. The e-money business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

*Subject to eligibility, based on the criteria found

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

What our clients think about us

“In the past, expense reimbursement took one and a half days, and now it takes slightly more than half a business day.”

Marco Valerio Izzo, Buzzoole
Finance Manager

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate…”

Lee Jaques, Bruntwood
Finance Project Manager

“We need to have non-nominative cards, in multiple currencies, attached to powerful reporting that integrates with Sage. Soldo ticks all those boxes.”

Paraag Amin, DotDigital
Former CFO
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Create a Soldo account and get started now

Get the benefits of a Soldo account now

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Business Expenses

Employee expense management software FAQs

What is employee expense management software?

Employee expense management software is a smart solution to outdated expense management, connecting prepaid company cards with our digital spend management platform. It streamlines the processes involved with expense submission, approval and reporting, saving teams time and effort and protecting your bottom line.

Here’s how it works in short. Staff can submit expenses instantly using prepaid cards and in-app receipt capture. Managers and finance teams can efficiently approve, track and report expenses from the same platform in real time, rather than waiting for month end.

How is it better than traditional employee expense management?

Our employee expense management system has several perks over traditional methods such as company credit cards, paper receipts and manual spreadsheets:

  • Efficiency: Automate manual tasks like expense submission, approval and reporting, freeing up hours every month for higher-impact work.
  • Accuracy: Eliminate errors by reducing manual data entry and transfer between platforms and automating calculations.
  • Compliance: Stop overspending before it happens by setting custom spend limits and automatically flagging non-compliant claims.
  • Transparency: Keep a clear trail of submissions, approvals and reimbursements in one place, accessible to managers, finance teams and auditors.
  • Real-time tracking: See the live status of expenses instead of waiting in the dark for reimbursements.
Who needs employee expense management software?

Our employee expense management system can be a valuable tool for any UK business that deals with expenses. That ranges from small teams with limited resource to growing SMEs handling increasing expense volumes and large enterprises managing complex expense workflows.

Looking inside your business, employees who need to submit expenses benefit from their own prepaid company cards and streamlined submissions and reimbursements. Managers are empowered to review and approve expenses quicker, while finance teams gain accurate data in one place and save time on processing and reporting.

How much does your employee expense management system cost?

It depends on the size of your organisation and the number of prepaid cards you need. We have three options to choose from:

  • Standard: Access all our core features, including our employee expense management app and reporting.
  • Plus: Get more advanced features including multi-currency support, bulk reimbursement and more detailed insights.
  • Enterprise: Enjoy unlimited users, cards and wallets, plus personal account management to help you maximise Soldo.

Find out more about our pricing or request a call back from our experts for help deciding on the right plan for you.

Does your expense management software integrate with my accounting software?

Soldo seamlessly connects your systems to simplify expense management, reduce errors and save time on reporting.

We enable integrations with every major accounting software. You can also take advantage of additional integrations with Amazon Business, TravelPerk and Lune or build custom ones with our templates and Soldo API. Connect your HR system for an even fuller picture.

Learn more about our integrations, including Xero, NetSuite, Sage, Microsoft Dynamics 365 Business Central, and Exact Online. Our support hub also offers detailed guides on integrations.

Is my company money and data secure?

We keep your business safe in lots of

  • Soldo is authorised and regulated by the FCA and follows strict compliance processes – such as keeping your money separate from our own business accounts. It is safeguarded under the UK Electronic Money Regulations 2011 and can’t be accessed by our creditors.
  • Your personal and financial data is never shared, except for legal obligations and contract execution.
  • We’re compliant with several rigorous security standards, including national and international standards related to cardholder data, information and cybersecurity.
  • Our platform has various security measures, including multi-factor authentication, 3D Secure to prevent fraud, and spend locks.

Learn more about security with Soldo.

Can I use it on multiple devices?

You can access Soldo simultaneously via our web console and employee expense management app, whether you’re in the office or on the go.

What support is available if I need it?

Our support centre has answers to hundreds of questions about our employee expense management system. And if you ever need a hand, our friendly customer service team are available via online form, email or live chat.

If you’re an enterprise user, you’ll be supported by a dedicated account manager.

Reviewed by Brandon Till