Take control of your company spending with individual business prepaid cards, all connected to one shared account with intuitive integrated apps.
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Works with any business bank account
Regulated by the Financial Conduct Authority
Integrates with your accounting software
Enable trouble-free business spending; define budgets and track costs in real time.
Prompt employees to capture invoices and add VAT, categories, and more on the Soldo mobile app.
Send transactions, receipts, and other data to your accounting software through integrations.
Apply online in minutes and start spending in as little as one working day. You’ll love how easy it all is.
With Soldo’s prepaid company cards, you can give a company card to any individual or department that needs one. You then decide the budget for each card – plus any rules about how it can be used.
As a complete prepaid business account, Soldo is a:
Whether they’re using it for travel expenses, entertainment expenses, online payments or simply getting what they need to do their job, Soldo gives you total control over how employees and teams use company money. Your finance team can track and manage your business spending, and your employees get autonomy and flexibility over how to spend their budgets. You can manage every aspect of your prepaid expense cards from Soldo’s online admin console: check cardholder activity, make free and instant money transfers, freeze cards and more.
Prepaid business cards are the next evolution of business debit cards and company credit cards:
You can sync your expenses and spending data with Xero, Quickbooks Online, NetSuite, Sage or any other accounting software that allows you to upload data in just a few clicks.
Say goodbye to the errors and wasted time that come hand in hand with manual data entry. There’s a smarter way that doesn’t involve a petty cash box.
With Soldo, you aren’t just getting prepaid business cards. You’re getting a full spending solution that gives you complete control and visibility over your petty cash, staff expenses and outgoings.
When looking at business prepaid cards in the UK, you’ll want to watch out for specific benefits such as the ones below.
Integrate your spending and accounting systems
Soldo runs entirely in the cloud and integrates with your chosen accounting platform to save time and eliminate errors.
No credit history needed for a prepaid business account
Apply in minutes without leaving a credit footprint
Empower employees with prepaid cards for business expenses
With Soldo, anyone that needs a company card gets one. Configure limits on how much they spend – and where they spend it.
No credit checks, no hidden fees, no fixed contracts. Cancel anytime.
1. Complete registration
We need to confirm your identity and address. Upload a few documents and you’ll be done.
2. Add funds
Load money to your account to order your Soldo card. Receive it in 2 working days.
3. Start spending
Shop online or instore safely with your contactless card.
Soldo Mastercard® cards
Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.
Web console and mobile app
See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.
Accounting integration
Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.
Free & unlimited transactions
Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.
No charge for deposits
It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.
Dedicated support
Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.
Prepaid business cards are used to give management and finance complete visibility over spending, without taking accountability away from staff. A loaded card can be used in any situation in which you could otherwise use a debit or credit card. You might, for example, use them to give a budget to salespeople on the road, removing the hassle of expenses. Or you could give every employee an individual learning and development fund.
Prepaid credit cards, or prepaid business credit cards, are another term for prepaid business cards, a spending solution that gives your teams control over how they spend their budgets. While often referred to as prepaid credit cards, there’s no credit involved – instead, you load up each card with funds that staff can then spend.
Prepaid business cards work by enabling you to give cards to employees and departments. You decide how much cash gets allocated to each card, and where it can be spent. Then you can manage every aspect of the cards, for free, from an online payment console. After that, it’s up to your staff to decide how to spend their budgets.
The biggest difference between a prepaid card and a credit card is that prepaid cards don’t require any credit to function. This brings two significant advantages for prepaid cards: there’s no debt involved, and no restrictions on who can use them – all you need is a registered company name.
Yes, prepaid business cards are one of the safest ways of managing business spending. Unlike business debit cards, prepaid cards don’t give users access to the main company account, so you have complete control over how much staff spend. And unlike credit cards, there’s no chance of going into debt.
You can get started with a Soldo prepaid business card with the Soldo Pro plan. That gets you access to all of Soldo’s core features, including its mobile app and online console. There are no deposit fees or transaction fees to pay. If you need advanced features, you can sign up for Soldo Premium. Find out more about pricing plans.
Yes. You can use prepaid business cards online or in-shop, to make the same purchases you would with a debit or credit card. Soldo offer prepaid cards and virtual company cards. They’re almost identical to traditional prepaid cards – but instead of sending you a physical card, everything is online.
No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with any banking provider.
