Progressive
Finance Blueprint

Wake up to a new dawn in spend management.
Accelerate growth and accomplish more with a decentralised, trust-based approach to finance.

Download the blueprint
Progressive finance blueprint

Principles of Progressive Finance

principles progrssive finance trust and autonomy
principles progrssive finance agility and responsivness
principles progrssive finance transparency and accountability
principles progrssive finance innovation and experimentation
principles progrssive finance empowerment and engagment

Trust and autonomy

Progressive Finance is built on a foundation of trust. By empowering employees with greater autonomy to spend company funds, you’re demonstrating your belief in their judgment and commitment to your company’s success.

Agility and responsiveness

In today’s fast-paced business environment, the ability to act quickly is paramount. Progressive Finance removes the layers of bureaucracy that delay decision-making and automates admin, allowing everyone to focus on value creation.

Transparency and accountability

Finance teams should have granular visibility of all company spending, including the long tail of decentralised spend. Accurate finance data ensures appropriate budget allocation and avoids month-end surprises and overspends.

Innovation and experimentation

Progressive Finance recoups time and resources tied up with spend admin, redirecting them towards innovation. Employees who are unconstrained by rigid financial controls are more likely to feel trusted to pursue innovative ideas and solutions.

Empowerment and engagement

Involving staff in financial decisions boosts morale and job satisfaction. When employees feel their contributions are valued and trusted, their engagement and productivity naturally increase. Their professional self-esteem rises and they accomplish more.

What’s challenging finance teams?

64%

of finance leaders frequently have to react to changing situations and circumstances

54%

say their processes create friction between functional teams and finance teams

46%

say the way they manage business expenses slows down decision-making

Benefits of Progressive Finance

Why adopt a Progressive Finance approach?

Enhanced productivity

Employees can focus on their core tasks. Technology streamlines processes, reducing time spent on approvals and automating admin.

Increased innovation

Employees are free to allocate time towards new ideas, leading to new products, services and efficiencies that keep the company competitive.

Faster decision-making

Decisions are better informed and made closer to the action, enhancing the company’s ability to seize opportunities and mitigate risks.

benefits progressive finance blueprint

Satisfied employees

Employees feel trusted and are more likely to be satisfied with their jobs, reducing turnover and attracting top talent.

Improved finances

By eliminating unnecessary constraints, companies are able to allocate resources more effectively, driving growth and profitability.

Impact of adopting a Progressive Finance approach with Soldo

62%

less time processing expense claims

80%

less time reviewing monthly reports

50%

less time spent reviewing budgets

5 steps to implement Progressive Finance

Establish clear guidelines

Set clear guidelines for financial decision-making. Define then pre-program spending limits, approval processes, and accountability measures to ensure responsible use of funds.

Foster a culture of trust

Cultivate a culture that values trust and transparency. Encourage open communication and provide platforms for shared truth, insights and discussion.

Celebrate successes and learn
from failures

Acknowledge and celebrate financial successes achieved through Progressive Finance. Equally, analyse failures to understand what went wrong and how to improve.

5 step implement-progressive finance blueprint

Train and educate

Train employees on financial literacy and the company’s financial goals. Equip them with the technology, knowledge and skills to make informed and immediate decisions.

Implement monitoring
and review systems

Use technology that integrates seamlessly, doesn’t disrupt your existing legacy tech stack, and monitors spending in real-time with pre-programmed controls.

Ready to change the way you think about finance?

Join us in championing Progressive Finance. Let’s create a future where every single person in your company has the financial freedom to
accomplish more.

Download the blueprint
ready to change blueprint
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The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

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The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.